13 smart insurance moves for 2009 (Bankrate.com via Yahoo! Finance)

Insurers and employers will be trimming coverage in the coming year. Here's how to avoid gaps in insurance.

ULIPs likely to be cheaper by 10-15 pc (The Hindu)

Hyderabad, Jan 1 Unit-linked Insurance Products (ULIPs) are likely to be cheaper by 10-15 per cent soon as the Insurance Regulatory and Development Authority (IRDA) has reduced the required solvency margin by 20 basis points for the linked business plans.

Advanced care for pets can be costly (Press & Sun-Bulletin)

We've heard it before: Obesity, lack of exercise, longer life expectancy and more chronic disease are all factors contributing to rising health care costs.

Do's and don'ts of cutting medical bills in a bad economy (Miami Herald)

Nicholas Lyon, 29, of Southwest Miami-Dade has serious heart problems, and his doctor tells him he should get flu and pneumonia shots to spare his body the stress of those illnesses. But he thinks he might put it off.

IRDA cuts solvency margin on Unit Linked Insurance Plans (Nasdaq)

(RTTNews) - The Insurance Regulatory and Development Authority of India (IRDA) has reduced the solvency margin for Unit Linked Insurance Plans (Ulips) by 20%, bringing them on par with the norms for traditional products. It has also cut the solvency margin for guaranteed return products by 10%.